MortgageMax, a division of BetterLife Origination Services Proprietary Limited (“MortgageMax”) and its MortgageMax Licensee1
together with other members of the BetterHome Group (comprising BetterHome Group Limited and entities in which it has a direct or
indirect financial interest) (collectively “we” or “us”) offers a range of services relating to your home journey to make your home dreams
come true, seamlessly and efficiently.
By signing this form in the space provided below, you appoint MortgageMax and the BetterHome Group to be your lawful representative
and agent in your name, place and stead, to obtain a copy of your personal credit report (“PCR”) from a Registered Credit Bureau. You
agree to MortgageMax’s Terms and Conditions available at https://www.mortgagemax.co.za.

IN ORDER TO OBTAIN THE PCR, YOU AUTHORISE YOUR REPRESENTATIVE –

a) To contact, request and obtain credit information (for the avoidance of doubt this includes any and all information held on your
profile including payment profile information) from a Registered Credit Bureau to verify your identity, perform an assessment of
your behaviour, profile, payment patterns, indebtedness, whereabouts, and creditworthiness or any other related purposes in
any format (including in pdf, xml or raw data string) available from a Registered Credit Bureau;
b) make any reasonable enquiries to verify and research any details provided by you to MortgageMax;
c) to access the information in any format, including online, batch and raw xml string and you consent that the enquiry should not
be displayed on your credit profile if the enquiry was not performed for credit application purposes;
d) to submit your information, including payment profile and default information and any other relevant information, to a Registered
Credit Bureau and to allow the Registered Credit Bureau to release the information for lawful purposes to MortgageMax and
where applicable, relevant third party.
You are aware that you are entitled to one free PCR per year from any registered credit bureau and that you can obtain your free PCR
by contacting the credit bureau directly, either telephonically, by way of email, fax or attending the office of the credit bureau in person.
You are aware that you have the right to challenge the accuracy of any information contained in your PCR directly with a credit bureau.
Attached to this is a copy of your Identity Document. You confirm that the information furnished herein to the registered credit bureau
is true and correct. You agree and give consent to MortgageMax to share a copy of your PCR with a third party, where applicable, if
proceeding once the pre-qualification has been completed.